Flood Planning Tips

Can you believe we are already at the end of February? What does that mean? Springtime is right around the corner (unless of course Punxsutawney Phil is right this year and we have 6 more weeks of winter) and that means sunny skies, warmer temperatures and potential flooding. Despite most of the country having a mild winter so far, spring rains and melting snow can still bring about devastating flooding.

So what are some things you can do to avoid flooding and protect your business?

  • Check with your local city engineer, building official, or planning and zoning administrator. They can tell you if you are in an area where flooding is likely to occur.
  • Have a solid business contingency plan in place and share it with your employees!
  • Do you have Flood Insurance? Most standard insurance policies do not cover flood damage and the resulting loss of income.
  • Make sure your property is prepared:
    – Do you have adequate external drainage around your property?
    – Is your main electric switch box above projected flood elevations? Are the outlets as well?
    – Do you have a backup power source for sump pumps that is above the projected flood elevation?
    – Are your outside fuel tanks secure and anchored?
  • Does your sewer system have a backflow valve? If flood waters enter the sewer system, sewage can back up into your property. A backflow valve can prevent this from occurring.

Unfortunately floods are one of the most common and most costly of all types of disasters. The list above includes just a few of the preventative actions that can be taken to help protect your business. Afterall, it is never too late to plan ahead to ensure the safety of your employees and to minimize damage.